Retail consumer credit risk analytics is not taught in universities or MOOCs.  It is the poster child for learning on the job; we learn from our managers, as they learned from theirs. It’s A Risky Business is the missing piece in that education.
 
Credit risk analytics teams manage numerous constraints. We’re time-poor – there is always more to do, and we struggle to dedicate the necessary time to develop our teams. Our teams cannot deliver as much value to the business as we would like, leading to frustration within the team and the business.
 
It can leave us, our teams and the wider business feeling that credit risk analytics teams are a roadblock to progress, preventing innovative ideas that would add value. The pressures of key person risk appear real, especially in teams already too thinly spread. When junior team members don’t receive the technical development necessary for success, they may decide to look elsewhere for opportunities, exacerbating the situation.
 
Credit risk analytics leaders know their teams can deliver real value through robust analytics supporting innovative business initiatives.
 
With a deep appreciation for the fundamental building blocks required to become a subject matter expert, Carolyn Röhm takes a first principles approach to understanding retail consumer credit risk analytics. This book unpacks the jargon and shorthand that can be confusing and overwhelming to the uninitiated. You’ll learn the fundamentals of credit risk analysis to ensure that analytics is robust and reliable and drives change. And, most importantly, you’ll dive into key credit risk reporting to understand what it is and how it can be used to drive additional value to the business.
 
It’s A Risky Business is for analysts who seek a deeper understanding of their role. If you’re a team leader whose analysts need a primer of essential information, you’ll want every team member to have this book.
 
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